ZacTownsend.com
The website for Zachary Townsend.
I am interested in technology, statistics, civic innovation, finance and financial technology, cities, positive disruption, and books.
Work
I am a co-founder of an early stage financial technology company called
Standard Treasury.
I am on the board of
Bayes Impact.
I am a co-founder and general partner of
Deciens Capital, where my partner and I invest in early stage technology companies with strong
online-to-offline components. Currently, we are invested in
Fuze Network,
Sponsorhub,
Keychain Logistics,
Wevorce,
True Link Financial,
Simple Legal,
7 Cups of Tea,
Subledger,
Work Hands, and
Clara Labs.
Writing
I sometimes write on
my blog:
- Standard Treasury as a Startup Bank, January 13, 2015.
- My Mental Health Story: Depression, Plagiarism, and Analysis, October 29, 2014.
- Losing 58.3 Lbs For Science, October 10, 2014.
- Building the Next Generation of Financial Infrastructure, August 28, 2014.
- Mental Health, Trauma, and Startup Founders, August 22, 2014.
- Founders and Mental Health, June 16, 2014.
- APIs, App Stores, and the Era of Mass Customization in Banking, April 21, 2014.
- Startup Banking’s Looming Leviathan, April 16, 2014.
- Going Through Y Combinator (S13): Nine Lessons Learned, Mar 4, 2014.
(Translated in to Japanese)
- Five Lessons from Building A Great Core Team at Standard Treasury, Feb 25, 2014.
- Building A Founding Team at Standard Treasury, Feb 24, 2014.
- The Path Not Taken by Simple (Bank) to Remake Finance, Feb 20, 2014.
(Republished at Bank Innovation)
- Giving Credit Card Processing Away, Nov 18, 2013.
- A (Successful) YC S13 Application, Oct 18, 2013.
- Advice on the YC Application, Oct 17, 2013.
- Getting in to YC, Oct 15, 2013.
- Why I Invest in Online-to-Offline Businesses, Oct 8, 2013.
- Ultimately, Banks are ‘Big Data’ and Technology Companies, Oct 4, 2013.
(Republished from the Financial Times)
- Credit Card Processing as a Commodity Business, Sep 27, 2013.
- Credit Card Processing is a Hard Business, Sep 26, 2013.
I sometimes write not on my blog:
-
Why I'm Mentoring for America
Code for America's Blogging for America, November 1, 2013.
-
Introducing the idea of an open-source suite for municipal governments
Harvard Ash Center, December 05, 2012.
-
Fairness in Civic Technology and City Services
Living Cities Blog, December 03, 2012.
-
Dreaming Bigger in the Civic Technology Movement
Living Cities Blog, August 06, 2012.
-
The Other Open Source for the Civic Sector
Google's Policy by the Numbers Blog, May 29, 2012.
-
A Job Vital to the State's Poor Goes Unfilled
Albany Times-Union, November 12, 2011.
-
Townsend, Z., Buckley, S. P, Harada, M., Scott, M. A. "The Choice Between Fixed and Random Effects", in The SAGE Handbook of Multilevel Modeling, Scott, M.A., Simonoff, J. and Marx, B.D. (eds.). Thousand Oaks, CA: Sage Publications.
Contact
Take the first letter of my first name and prepend it to my last name. That's my gmail address.