ZacTownsend.com
The website for Zachary Townsend.
I am interested in technology, statistics, civic innovation, finance and financial technology, cities, positive disruption, running, and books.
Writing
I sometimes write not on my blog:
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Financial technology matures as government steps in
TechCrunch, June 19, 2016.
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Tech industry, regulators' relationship needs a reboot
San Jose Mercury News, March 7, 2016.
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California should take its business to community banks
San Francisco Chronicle, Sunday Insight section, February 14, 2016.
(No paywall here on my blog).
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Why I'm Mentoring for America
Code for America's Blogging for America, November 1, 2013.
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Ultimately, banks are ‘big data’ and technology companies (letter to the editor)
Financial Times, October 4, 2013 .
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Introducing the idea of an open-source suite for municipal governments
Harvard Ash Center, December 05, 2012.
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Fairness in Civic Technology and City Services
Living Cities Blog, December 03, 2012.
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Dreaming Bigger in the Civic Technology Movement
Living Cities Blog, August 06, 2012.
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The Other Open Source for the Civic Sector
Google's Policy by the Numbers Blog, May 29, 2012.
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A Job Vital to the State's Poor Goes Unfilled
Albany Times-Union, November 12, 2011.
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Townsend, Z., Buckley, S. P, Harada, M., Scott, M. A. "The Choice Between Fixed and Random Effects", in The SAGE Handbook of Multilevel Modeling, Scott, M.A., Simonoff, J. and Marx, B.D. (eds.). Thousand Oaks, CA: Sage Publications.
I sometimes write on
my blog:
- Let's Get Organized and Fix Housing Affordability in San Francisco, April 11, 2016.
- Building a Fair and Functioning San Francisco Together, April 5, 2016.
- Broken Promises: The Housing Market in San Francisco (And Ten Ideas to Fix It), March 30, 2016.
- Does the California Fair Pay Act Go Far Enough?, March 15, 2016.
- Analyzing Some (Miscited) Entrepreneurship Research, September 8, 2015.
- Standard Treasury Joins Silicon Valley Bank, August 6, 2015.
- What Business Is Square In Exactly?, July 29, 2015.
- Standard Treasury's Series A Pitch Deck, July 28, 2015.
- My Brief Time Fighting Human Trafficking, March 31, 2015.
- Standard Treasury as a Startup Bank, January 13, 2015.
- My Mental Health Story: Depression, Plagiarism, and Analysis, October 29, 2014.
- Losing 58.3 Lbs For Science, October 10, 2014.
- Building the Next Generation of Financial Infrastructure, August 28, 2014.
- Mental Health, Trauma, and Startup Founders, August 22, 2014.
- Founders and Mental Health, June 16, 2014.
- APIs, App Stores, and the Era of Mass Customization in Banking, April 21, 2014.
- Startup Banking’s Looming Leviathan, April 16, 2014.
- Going Through Y Combinator (S13): Nine Lessons Learned, Mar 4, 2014.
(Translated in to Japanese)
- Five Lessons from Building A Great Core Team at Standard Treasury, Feb 25, 2014.
- Building A Founding Team at Standard Treasury, Feb 24, 2014.
- The Path Not Taken by Simple (Bank) to Remake Finance, Feb 20, 2014.
(Republished at Bank Innovation)
- Giving Credit Card Processing Away, Nov 18, 2013.
- A (Successful) YC S13 Application, Oct 18, 2013.
- Advice on the YC Application, Oct 17, 2013.
- Getting in to YC, Oct 15, 2013.
- Why I Invest in Online-to-Offline Businesses, Oct 8, 2013.
- Ultimately, Banks are ‘Big Data’ and Technology Companies, Oct 4, 2013.
(Republished from the Financial Times)
- Credit Card Processing as a Commodity Business, Sep 27, 2013.
- Credit Card Processing is a Hard Business, Sep 26, 2013.
Contact
Take the first letter of my first name and prepend it to my last name. That's my gmail address.